What's the point of getting insurance?

What's the point of getting insurance?

It's not like the insurance companies ever pay you anything anyway.

 

BEST ANSWER: Try this site where you can compare quotes:insurancetocompare.info

 

RELATED QUESTIONS:

 

 

How much will her insurance likely go up?

my grandma pays about 65/month for her car insurance, she is 59 today she didnt see my car and backed into the passenger side leaving a dent. I have full coverage for my car. she has liability on hers. I dont just not want to do anything. i want it fixed. but i dont know if i want to call my insurance company. cuz if i say it was her fault, which is was, idk how much her insurance will go up. if its ten dollars a month its no big deal i wouldnt think. but i dont want it to be a lot. if i say it is my fault, then i have a 500 dollar deductable and my insurance goes up. and i cant afford that. im 17. she also said she would try to pay for it to be fixed. but idk if it is cheaper for her to pay for it or for her insurance to go up.

 

 

Is it best to wait until i am 25 to buy a car to save on insurance?

i heard it was like 3grand to insure a car for a male under 25 or is it 21?

 

 

What can I, as a 19 year old guy, do to get cheap car insurance?

Right now I'm just looking for cars with small engines and constantly checking on comparison sites to get a good quote... So for I got 1900 for a 1L 1999 Vauxhall Corsa, which is still far too expensive, but what else can I do? I know about Pass Plus and other things, but any help/advice/links would really, really help...

 

 

How do I get health insurance for my newborn?

I am 6 months pregnant and 21 years old. I am still on my parents' health insurance, as I am an unemployed student. My boyfriend, who is an independent, is an unemployed student as well. He is currently uninsured and, as we have found, is uninsurable due to the fact that I am pregnant. My parents' health insurance WILL NOT cover grandchildren (dependents of dependents) and so my baby will not be covered on their plan. Individual health insurance plans will not cover my infant until up to 30 days AFTER he is born (and we can apply for medical insurance for him). How do I secure health care coverage for him BEFORE he comes so he can start going to the pediatrician immediately?

 

 

Insurance for buying a car?

I want to buy a used car. I was advised to get insurance before I test drive any cars. I went to a couple of insurance websites and they ask me to enter my vehicle info. How do I enter vehicle info if I don't own a vehicle yet?

 

 

Does anyone know of an affordable insurance company for an individual (major insur. companies preferrably)?

I am an individual contractor and in need of a health and dental insurance. There are so many to choose from and I don't know which ones I should be focusing on. Lower deductibles and higher copay better? What's an ideal payment each month? $200? $150? I need help.

 

 

Where can i get car insurance for over 50?

looking for a good company that deals with car insurance for 50 years old and over

 

 

I need cheap insurance help?

i live in Dearborn Michigan insurance here full coverage starts from $2300 and up Oneway insurance is $950 i cant even afford any of that. Does anybody know any cheap insurance places or companies. I drive a 2004 hyundai Tiburon GT 120,000 miles clean title and im a college student age 20 whos never ever got a ticket or have been arrested. Iv had my drivers license since i was 16. Iv never been in any accidents im also a 3.2 GPA college student all A's and B's im asking is their any cheap insurance or no?

 

 

Is van business insurance expensive?

My van is insured at the minute but as an electrician will i require business insurance and willit be much more

 

 

How much would insurance be for a seventeen year old female driving 1999 Chevrolet?

I am sixteen i turn seventeen soon. My grandma will not keep me on her insurance About how much will insurance be for me as a 17 year old female driving a 1999 Chevrolet

 

 

Sooooo how much would a 16 year old car cost for car insurance on a 2008 BMW 750i??? (on his dad's plan :D)?

In new york (brooklyn). Thanks!

 

 

Why is my insurance so high?

So I am 21 years old working part time as a supervisor with a certain big brown shipping company. I am making decent money, and was, at the time, driving a really high mileage 1998 explorer that got terrible MPG and was nickle and dimeing me to death, so I decided to go look for a new car. The car I found, was a 2011 Suzuki Kizashi S. It had really high safety ratings, the car itself was in very good condition (the previous owner was a little old lady who I actually got to meet because her nephew was the car salesman I bought it from, who even brought me all of the paperwork on the maintenance she had - impeccable maintenance record I might add), and the average highway mpg, is double that of my explorer. However, I made a mistake of not confirming what my insurance rate would change to when I called State Farm over the phone to have my coverage changed to the new vehicle, and now here I am paying triple what I did for the explorer. I don't get it, how does a little 4 door sedan w/ awesome safety ratings and all that jazz cost me $224 a month to insure, but a 4WD fully loaded explorer, in Colorado, that I had since I was 17, was only like $63 a month. I mean, I understand that a vehicle that isn't paid off yet is going to have higher insurance thanks to the lender requiring full coverage, but I don't know ANYONE around my age paying this much except for a guy I work with who drives an Acura and got a massive ticket for going a buck 20 in a 45 speed zone and now pays like 350 a month. Is there something particular about this car that I wasn't aware of? It's a great car, but the huge insurance cost is really hurting what I'd planned to be able to afford per month on top of my other bills.

 

 

Is this the only way I can get cheaper car insurance at 17?

Have my mam as the main driver on my car and add myself as a driver, my mam has 6 years no claims bonus and i've only just passed my test.

 

 

What is the best source to compare the insurance costs for all model of cars and trucks?

I am looking for a list that has the average insurance rates for different model of cars. I need makes and models listed all together in a single source, and don't have the time to compare just 3 or four models at a time, nor go on line and check out one at a time. I need something in a spreadhsheet, or that I can cut and paste into a spreadsheet.

 

 

How much would car insurance cost for me?

Im seventeen. And female. The car is a black 94 Jetta standard (if that has anything to do with it) Im just confused about insurance. People are saying it would be very expensive but I turn 18 in a month should I wait until then? Also people say insurance is cheaper for girls. Is this true? And what insurance company is cheapest?

 

 

True or false? I can save money on car insurance by choosing a higher deductible?

True or false? I can save money on car insurance by choosing a higher deductible?

 

 

Confused about totaled car, insurance, and bank loan!! Help!!?

Bought a 1999 VW Jetta months ago, have a bank loan was in accident and it was totaled. Appraisal people came, decided to keep the car and just got check for $6000 bucks needs sign from me and bank. I'm still covered for insurance, if I go get it fixed, will I just pay the deductible or will it totally be out of pocket? They are also asking for the title, but I don't own the car so would the bank have it? I'm so confused!!

 

 

Car insurance ? Can my girlfriend be a policy holder on one car and named driver on another?

Can my girlfriend be a policy holder and main driver on her car and a named driver on mine? Will this affect her insurance in anyway?

 

 

What's the best car insurance to go through?

I'm getting a car soon would like to know the best and the cheapest kind of insurance to get.

 

 

Is insurance expensive in San Diego?

Looking to move to Cailforna .How's the insurance out there?

 

 

Health and Auto Insurance?

I'm 25 and have no health insurance, and am still on my parents auto insurance. I would like just the basic for both - I can't really afford anything but the minimum. Any suggestions besides 1-800-safeauto? Affordability is the only thing I care about.

 

 

Insurance prices?

does the color of a vehicle have anything to do with the price of insurance?

 

 

Car insurance with a provisional license?

i have a provisional license, i want to take my test in my car, if i insure myself on the car as a provisional holder. can anyone over 21 whos had a license long enough accompany me? or does the person accompanying me have to be named on the insurance as well? i.e the driving instructor

 

 

HELP!!!! Insurance company saying I owe money after a car accident that happened 2 years ago! What do I do?

2 years ago I got into a 4 car pile up accident. The accident was my fault. After the wreck happened, my insurance company took care of all the people who were involved in the wreck but me because I had only liability. No one was hurt in the wreck. I recieved a letter from my insurance company that I owed them $700.00. I paid it and they told me everything was taken care of and never heard anything about the accident. Now 2 years later I get a letter from the Credit Collection company saying I owe them $82,000 dollars!!!! WHAT SHOULD I DO?!?!? How do I find out what they want me to pay so much money for??? and what do I do if i cant pay this!? there is NO WAY I can afford to pay that much $$!!! How do I keep my credit from messing up or is it already messed up since the collectio company sent me a letter??? PLEASE HELP! anyone who knows anything about this or has been through this...

 

 

17, first speeding ticket, is insurance going up?!?

Got my first speeding ticket and I'm 2 months from being 18. I live in Washington and I'm on my dad's state farm insurance. I was caught 11 mph over the limit (25) and I'm not sure if it was in a school zone but it probably was. The fine is $154. I think my dad's been w/ sf for several years. How screwed am I?? If rates go up even one cent my dad is going to murder me

 

What's the point of getting insurance?

It's not like the insurance companies ever pay you anything anyway.

 

What's a good looking affordable car for a teen?

My budget is going to be about 15-25k and I like muscle cars like camaros and dodge challengers! Any other good lookin cars?

 

 

Buying SR22 Insurance Online?

I need to know the cheapest site or agency to buy sr22 insurance. Any ideas? Thanks!!

 

 

Car Insurance for a teenage.....?

I am turning 17 and I already got my licence. i wanted to know how much my car insurance would be if i were to get a 2000 toyota corolla in Glendale,CA.

 

 

How does the insurance know who's driving the car?

My dad want to buy me a car I'm 16 got my liscence a month ago. My uncle wants to sell him a 2008 Mitsubishi lancer evo. He wants to put in the insurance that I'm driving my moms car and she's driving the evo. But I'm going be the driver. Well they be able to tell I'm the driver? And we'll insurance be cheaper that way?

 

 

Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?

Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?

 

 

Can Geico save you 10% on car insurance?

Bonus question: I have AllState, am I in good hands?

 

 

What would my annual insurance be on a 2007 Honda Cbr 125?

I just turned 16, recieved my M1, Got a bike (125 cbr), going for my M2 in acouple days. Havent placed insurance on the bike yet. Im wondering what my annual cost will be with low coverage ect (lowest possible)

 

 

Rough cost of insurance group 17 cars?

Hi all, I'm looking at a Lotus Elise for my next car. Its insurance group 17 and I'm 25 with nearly two years no claims. Anyone know roughly what the insurance would be? Thanks xx

 

 

Who offers affordable home owners insurance in south florida?

trying to buy a house in south florida and I need a good and affordable company for my home owners ins.

 

 

Would insurance be cheaper for a '04 nissan sentra, '08 toyota prius, or '08 honda fit?

I am making payments on my '04 nissan sentra and i'm running the numbers to see how much more or less it would cost if i owned a new prius or fit. so far for expenses i'm just figuring in payments and gas and that my nissan will need about $1,000 of work in the next 3 years

 

 

Does my insurance liability have to match my room mate's?

They own their own home and I was told by their agent that my liability on my car has to match theirs for their protection. Note my car is very old and I just want the cheapest insurance I can get.

 

 

How much would a 17 yr old pay for car insurance? 10 points in 24 hrs!?

I may be getting a 2011/2012 KIA Optima Hybrid. It will be probably be a light color maybe greysish blue. (if that matters, i heard it does). I live in New Jersey and I want to pay ...show more

 

 

What is the cheapest motorhome insurance to purchase online?

I just bought an older 26 ft. class c motorhome and need to get insurance just to put a plate on it so the city ordinance officer cant screw with me because it is parked in my driveway.I live in Michigan.I wont be using this until fall and dont want to insure this yet through my regular insurance carrier.Does anyone know of a online insurance company thats fairly cheap?

 

 

Who is covered with car insurance?

if I let my friend use my car is she covered under my car insurance? I've heard that it is the car that is covered, not the specific person... is that true?

 

 

Is there a motorcycle insurance company that lets you have full coverage during the summer months?

and limited coverage during the winter months? I live in NY so naturally, I wouldn't be driving during the winter months, so why pay full? Thanks

 

 

How much will insurance go up for a 17 yr old female with 6 months driving experience in an accident?

Accident was her fault. She rear ended a truck. The truck wasnt hurt at all but the car was totaled pretty much. Ticket was failure to reduce speed to avoid an accident. What is a rough estimate of how much insurance will go up for her?

 

 

Motorcycle Accident, i have no insurance, can i sue?

I was driving home from work, on my motorcycle, i dont have a moto license or insurance (i do have a regular license) this dude runs a red light and i end up crashing into him, breaking my left femur and fracturing my left arm. i still have a case right?

 

 

Whats a cheap car insurance company i could try??! other than quinn any recomendations?

see above :)!

 

 

Can you drive your parents' car without insurance?

I am 17 years old. I live in California. They have insurance for their cars,and I am licensed. Their insurance are Mercury,and AAA. thank you

 

 

Whose insurance will be raised?

A couple weeks ago I let my grand daughter borrow my car to run up to the store for me. While she was gone, she was in a car accident in the parking lot of HyVee. She gave my insurance because she was in my car. Will my insurance be raised, or will her's? We have different insurance companies.

 

 

Sad Love Story, Car Insurance question for a 19 year old. Please Help. Will reward 10 points?

I have been seeing this boy for a while now and I have completely fallen for him. My entire life fell apart in high school last year and he's the only thing that has gone right. He is the one person who makes my heart race all fast and stomach do flips with those butterflies. I'm absolutely crazy about him. I have my license but I'm just not ensured. My grandfather found a receipt I left by accident in the car and looked at the miles and I got the car taken away. I can't stop crying, if any of you are in love you know how I must feel. I can't stop crying. I know exactly how Juliet must have felt :'( Now on the the insurance question. My 70 year old grandfather won't let me drive anymore until I'm insured. He has esurance and I am 19 and want to get added onto it. Does anyone have any idea of the cost? It would help me out so much so I know how much I need to save. I guess till then I will have to take the bus to see him :( thank you! I will reward best answer.

 

 

What is the difference between the insurance for the cars and motorcycles ?

Which one is cheap in terms of insurance ?

 

 

Best insurance lawyer in southern california?

i had my car stolen and the insurance company is trying to screw me so i need a good lawyer to help me fight back.

 

 

What are your opinions on insurance companies?

hello there.... I need to know what do you guys think about insurance companies.... thanx in advance :) P.S:- it is a school project

 

 

What would be the average pay for car insurance per month?

i am 18 years old and my parents dont want me on there car insurance because they dont want to be liable .what would be the average pay for car insurance per month if i went on my own for the first time?

 

What's the point of getting insurance?

It's not like the insurance companies ever pay you anything anyway.

 

How to get cheaper car insurance?

I haven't yet passed my test, or even got a car, but was just researching to see if i could afford it. and the cheapest I could find was 3,000 a year which is impossible for me seeing as I'm at college. I was just wondering does anyone know of cheap places? or ways to cut it down by a bit? I have no one else in my house who drives, or even owns a car. thank you

 

 

Do i need insurance to mot a bike?

also will the mot service station ask to see my licence?, how much does an mot cost, and how long do i have to wait? its a honda cb 500. thanks

 

 

Will car insurance pay for the following:?

I caused a damage to my car the other day by trying to pass between a truck parked in one lane of the road and the rest of the road. In another words there was some road works going on and only very tiny space for cars to pass. When trying to get through very slowly, I got stucked and when trying to reverse I broke my front bumper and done some other small cosmetic damages to the side of the vehicle. I am fully insured, my insurance is going to expire in about 2 months and I never made a claim before. I have bad experience with insurance companies in general and now am not sure how to follow and make insurance company to pay for the damages. There are some other damages done to the vehicle, for instance, a small stone from vehicle driving in front of me hit my windscreen and caused a small crack. I have no idea how to follow up and make the ins.company to pay. I am fed up with all travel, health and other insurance companies that just make excuses and never pay.

 

 

How Do I Get Health Insurance?

I'm thinking of leaving my job to go freelance in California. I have no idea where to even start to look for a private health insurance plan. I have a preexisting condition, so I'd probably be turned down for most regular plans. Should I look for an independent broker? I've looked online and it's impossible to find one. Does anyone know SPECIFICALLY where to go and what to do?

 

 

Under Obama's healthcare policy, I can pay for affordable health insurance only when I am sick?ou like to ask?

Obama said he will make sure Health Insurance companies will offer people with pre-exisiting condition. Right? So... I don't have to pay for Health Insurance now, because I am healthy and plus I can save some money. I can pay for Health Insurance after I hurt myself or get sick. Just pay monthly fee until I am well. Cool... Alright, fine. I guess the Health Insurance companies will have to pay my medical bills.

 

 

I would like to get a moped when i am 16 and was wondering how much around the insurance would cost a year?

I live in england and will be 16 soon and am wanting to get a derbi gpr 50. I am male and will be a student in 6th form possibly working part time. can't think or anything else i just wanna know an average like will it be more for the insurance because derbi gpr 50 is a geared bike etc.

 

 

Im looking for a car thats as fast as any normal 1.6 but is cheap on insurance?

Im 20 years old and i am looking for a car with the same acceleration or bhp as a normal 1.6 normal but i would like one that's cheaper on insurance

 

 

How do I challenge my auto insurance company's appraisal of damages to other car in an at-fault(my) acci ?

I read-ended another car at an intersection. Both of us were stopped at a light. When the light turned green, the other car started moving and immediately slammed on brakes. In the meanwhile, I had taken my foot off brake and hit the car (at < 5mph). The other party has filed claim for $1350 for damages and also for unknown amount of bodily injury. There is not even a mark of any collision on my car (as the speed was low). My insurance company has agreed to their claim related to damages and is waiting for the exact amount for the bodily injury claim. This has been quite unfair to me and will definitely bump up my premium like crazy. Is there any way I can challenge my insurance company's appraisal of the damages ? Are there any other alternatives ? What kind of evidence would I need to furnish for the same ? We had called a Cop to report the accident. I wanted him to note that the impact was at < 5mph. However, he refused to do that saying that this would be left to insurance

 

 

Pregnancy Health Insurance??!?

I just moved to California a week ago and I am currently 18 weeks pregnant with no health insurance. Ive made a few calls and tried to look at all of my options but I want to take the best route, especially since I need to have my next appointment very soon to find out the sex of the baby and how everything is going......advice?!!

 

 

How much will it cost (roughly) for a 21 year old to insure a new Audi A1 S-line 1.2?

its in the 1-10 band for the insurance which is the lowest group. the audi a1 is number 9. but i want to know what i would be expecting to pay insurance wise! would appreciate any comments.

 

 

If someone is living with my, gets in a car wreck without insurance, can I get sued?

That sounds weird, but with all the stupid laws out there, I thought I would ask because im facing this situation. I live in Washington state. My brother in law lives with us with my sister, and he recently got fired from his job. He pays no insurance, has no contracts with us, but lives here and uses my address as his own. He was talking about letting his car insurance go because he was no money. If this happens, and he gets in a wreck, can the person whom he hit come after my property? Or is my brother in law just screwed if that happens?

 

 

Health insurance for seniors?

My parents are seniors now and my father doesnt work anymore but he owns a restaurant so he cant apply for Medicare.. Does anyone know how and where I can find a affordable insurance that I can have for them. They need to apply for health insurance asap because both of them have diabetes Please help me!

 

 

Does accident report effect my insurance?

someone hit my car and today we are going to make that accident report so does it effect my insurance?

 

 

Insurance for tuners ?

Getting a car soon and wanted to know how insurance works if you tune it uo...like say a geo tracker with an RB26DETT in it...yes i no its close to impossible...would they charge more or what....i no they dont cosmetically but like adding a turbo would they add to ur insurance??

 

 

Just wondering if there is any kind of insurance coverage for the victims of the tsunami?

It is a natural disaster. I know that in California there is earthquake insurance but very expensive. Do the Japanese have any kind of insurance protection? I'm sure there will be some kind of aid from the government but what about their losses? Thankful to be alive, I'm sure.

 

 

Is it illegal to drive without insurance?

I got my G1, and you allowed to drive with an adult in the car. But i don't yet have insurance but my mom does, if she has insurance can i still drive the car? She wont let me because i don't have my own insurance yet. Is it legal for me to drive?

 

 

What is a fixed indemnity health insurance plan?

i am looking at health insurance and have talked to someone about a fixed indemnity plan. Its all so confusing. Is this a bad risk?

 

 

Insurance for the baby?

Before you judge, I have a license, car, job, and apartment and am stable with income. I'm 17, and will be 18 by the time the baby is born, and I am covered under my fathers insurance which was established 17 years ago through my fathers work. Its Cigna PPO. Since then my father has been layed off because the plant closed down. He still has the insurance from his work and does not pay the huge bill because it was covered by his work. Now I'm Pregnant and, I'm trying to understand how insurance works. The baby cannot be added to this insurance because It has already been established. I know this for sure because my brother, 22 and unmarried, had a child in November and his child could not be added to our insurance plan. So will you please help me find insurances, Private insurances not state? Also can the baby be by itself or must it be with it's father or mother, me, on a plan?

 

 

Equity Indexed Universal Life Insurance - pros/cons?

I am looking at using this financial vehicle. Does anyone have any experience with it? Good? Bad?

 

 

Help with health insurance terminology?

In layman's terms, what is: 1) a deductible and 2) an insurance premium? And how do they work in health insurance? An example would be appreciated.

 

 

Car insurance?

there are 5 people in our family and we all have vehicles of our own and pay for separate insurance but somtimes we might need to use each others cars/vans for what ever reason is there an insurance that we could get that would allow us to drive each others cars.

 

 

Where to get car insurance quotes with NO address info?

My insurance policy went out in July. I switched jobs, took a pay cut and am finally catching up with money. It was tough switching and money being tight and I honestly couldn't afford to pay the premium upfront for my insurance. I just turned 25 so I'm expecting it to be a lot lower than it was. But I need some free quotes without having to put in my address and name and stuff. I know it sounds crazy but I just feel like the DMV will be tapping into me getting a quote and my checked box saying uninsured and the police will be hunting my car down. They send out warrants for all kinds of BS auto issues so why wouldn't they for this? I'm planning on getting insurance THIS week no doubt but I want to see what I can get if I switch. I know the worst drivers I know seem to have AllState and talk on and on about how wonderful and cheap it is and I figure if they've have so many accidents and praise their insurance company then AllState must be amazing!

 

 

Car insurance for girls?

I am 18 and looking at starting my driving lessons and buying a car, BUT insurance is so expensive for a first time driver. Does anyone know what the cheapest car will be for me to insure,?? Thanks.

 

 

Buying Health Insurance?

I am 60 with pre-existing conditions and am trying to find health insurance, not a discount program. However, I am not sure how to go about finding the right insurance that I can afford. I have degenerative joint disease and spinal stenosis and it is difficult to find affordable insurance. Can anyone help me with this?

 

 

How long does it take to get added to your parents auto insurance?

we have statefarm

 

What's the point of getting insurance?

It's not like the insurance companies ever pay you anything anyway.

 

What is the safest cheapest car to buy and also for cheapest insurance as a first car?

What is the safest cheapest car to buy and also for cheapest insurance as a first car?

 

 

I have a question about a car wreck and insurance?

I got rear-ended the other day and it's the first time I've ever been in an accident. I got an estimate and it was $1800 dollars. I paid $800 for the car! I have heard of people using the money for other things, I was wondering can I just keep the money and sell the car and maybe buy a new one, or do I have to have it fixed at the place I got the estimate at? I'm also wondering if there is anything I should look out for as far as crafty insurance people? He's coming to inspect the car tomorrow. Thanks for your reply.....

 

 

Where should I look to insure a child in another state?

I am currently doing research to find an affordable health insurance plan for a child in California, I live in Colorado. I'm not sure how to go about finding insurance in another state, especially for a child. She will be 12 in October. Any suggestions?

 

 

Does your driving test score affect your insurance rates?

Some people are telling me that the higher the score you get on your driving test, the lower your insurance will be. For example, if you score 80 points compared to someone how scores 100 (full points), the person with 100 points will have lower insurance costs. I just wanted to know if this is true or not, and if it is true how much does 1 point affect your insurance?

 

 

Can you get braces free if you have health insurance?

i want braces. can i get them free if i have health insurance

 

 

What is the average cost of life insurance?

I know individual circumstances apply, but there must be an average monthly cost somewhere. 33 years old, Looking for term life insurance, 500K I was just given a monthly quote for $28 per month

 

 

Are there any classic car insurance companies that insure young drivers under 21?

Are there any classic car insurance companies that insure young drivers under 21?

 

 

How much do you think insurance would be for me?

I'm turning 16 and honestly don't know where to even start when it comes to insurance. Right now my parent don't have insurance.. Do They need to have insurance so I can get insurance? I live in tennessee I'll be driving a 2006 black jeep liberty and insurance just seems really confusing and scary.

 

 

Cheaper insurance for full time students?

well this semester i am suppose to be a full time student, because my parents said it makes insurance cheaper but what happens if you withdraw from one of the classes, does the insurance go back up, or they don't know about it, and they assume your still a full time student?

 

 

How does a car insurance work?

So the other day i hit an 06 mustang and it left a 1 inch dent it was very small i exchanged info and all then the lady called me and told me the damages were $1008 my insurance said they are going to go check the car to make sure, i was just wondering the dent seemed like a $250 dent will the insurance give them what they say or what the lady says its supposedly worth?

 

 

Getting a license increases car insurance?

When applying for a drivers license for the first time, i was wondering if it increases a person's car insurance; even if the person that is getting the license doesnt have a car, and is under the age of 18.

 

 

Who needs insurance?

Auto insurance is a hit or miss conception with police enforcement doing the insurance company's work for them. Too many drivers have no insurance leaving responsible drivers to pick up their tab. Why don't we tack on 10 or twenty cents per gallon at the gasoline pump to go for insurance. If you don't buy gas for your car, you're not going to be able to drive.That way, if you drive, you automatically have insurance. This frees up police to do real cop work, cuts down on the cost and makes sure everyone who drives has insurance. Whadya think?

 

 

Auto insurance deductible?

I got into a wreck recently, it was not my fault and the other guy didn't have insurance. just got my damage estimate and it was 1400 with a $500 deductible. Since the wreck was not my fault and the other guy didn't have insurance at the time is there anyway i could get him to pay the 500

 

 

What is the cheapest insurance company to switch to for a descent price after a DUI?

I am 23 and have a 2005 chevy silverado single cab. It's paid off in full. I usually like to have basic & Im on my dads plan which is about 3-400 a year. & they are now increasing it to 800$. I would like to switch to a company that I can pay less to.

 

 

Insurance company pay for rental car while mine is being repaired?

i got rear ended, the other driver was at fault, his insurance company is paying to have my car repaired. my claim handler with his insurance company told me they would pay for me to get a rental car while my car is in the shop being repaired. now my car is scheduled to go in the shop monday, and the claim handler wont call me back. are they the ones that need to set up my rental car? or do i just call a rental car place and give them the claim information, and they bill the insurance company??

 

 

How much insurance for a Mustang?

i'm 16 years old, female, and am wanting to get a 2000 year GT Mustang. My insurance company is Farmers with full coverage and they do discount for good grades.. I live in California. How much is a monthly payment for insurance on this car?

 

 

If I get an insurance quote from a price comparison site, am I guaranteed the cheapest price?

Is there likely to be hidden costs?

 

 

What happens if to my insurance if i get married?

My parents pay for my insurance and ill have it till I'm 19 if I get married would I no longer have insurance?

 

 

Whats the best auto insurance for new drivers?

Newly 20 year old and trying to be on her own and independent. Im currently under my grandparents insurance(GEICO). I believe i got a good deal with Nationwide which would be 274.00 a month with full coverage and rental... Im looking to buy a 2008 infinti G37 sports coupe for $26,000< so excited about it hopefully i get it. I just wanted to know what should i be looking for in auto insurance... i def. need full coverage because im going to be financing the car..Correct? but yeah what are some things should i look for. i would ask my family members but they are stubborn, when it comes to things like this... but thanks!!! :)

 

 

Car insurance won't cover accident?

Ok, so I live here in phoenix arizona. I haven't had insurance on my car for a while up until Friday November 2, 2012 when I got paid from work. (Don't harass me for this it was a stupid decision. I live five minutes away from my work and that is all I do is work and home). Now, was heading into work and I thought I was parked. I was on private property, I was at Arrowhead Mall here in az. There are no camera's. etc. I thought I put my car in park when I had it in reverse and I started fiddling around for my purse in the passenger seat. I lifted my foot off the break and the car started rolling backwards and before I knew it I hit the other car that was parked. There was no one in the car and we swapped insurance information but because I had just gotten insurance that day it didn't process til November 3rd. So my insurance wouldn't cover the claim. Now I'm screwed and the guy is telling me that he is out of state and would like to get this fixed before he leaves. He was told that the claim has to be settled between us now. I want to make this right. It was my fault. But there was no police report. So, the guy is looking around for estimates on fixing his bumper. If I can't pay in the time frame he needs me too pay, what can I do? I don't think i can even get a loan because I don't know about my credit history and I'm not having family or friends help in this. I just don't know what actions I can even though I want to help him and make my mistake right.

 

 

Is having health insurance really necessary?

Do I need it to survive if there is nothing wrong with you/me?

 

 

Can i change my license address to be covered by car insurance?

background info: -17 yrs old, male, got my license in january so its provisional, live in california. so i contacted my mom's auto insurance (liberty mutual) and they said the only way i would be covered as an occasional driver without being listed is if i didn't live in the same household otherwise i would have to be listed. so would it work if i just changed the address on my license?

 

 

Affordable term life insurance quote?

What good is affordable term life insurance?

 

 

Where to get car insurance quotes with NO address info?

My insurance policy went out in July. I switched jobs, took a pay cut and am finally catching up with money. It was tough switching and money being tight and I honestly couldn't afford to pay the premium upfront for my insurance. I just turned 25 so I'm expecting it to be a lot lower than it was. But I need some free quotes without having to put in my address and name and stuff. I know it sounds crazy but I just feel like the DMV will be tapping into me getting a quote and my checked box saying uninsured and the police will be hunting my car down. They send out warrants for all kinds of BS auto issues so why wouldn't they for this? I'm planning on getting insurance THIS week no doubt but I want to see what I can get if I switch. I know the worst drivers I know seem to have AllState and talk on and on about how wonderful and cheap it is and I figure if they've have so many accidents and praise their insurance company then AllState must be amazing!

 

 

I was in a car accident with no insurance.?

It was a minor accident no injuries and my insurance ran out 3 days before the accident, i have got insurance again but The person I was in an accident with is taking me to court to try and get $2800 for the damages. Now I know his vehicle is not worth more than $1000. Could that mean that I can pay the price that the car books for and then he will have to give me the title, like insurance companies do?

 

What's the point of getting insurance?

It's not like the insurance companies ever pay you anything anyway.

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